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Joined 3 years ago
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Cake day: June 26th, 2023

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  • Dude - I just need you to type in the admin password so I can install software or fix whatever is wrong that you don’tunderstand. We really don’t need to spoon.

    I wouldn’t actually mind if they actually vetted the software, but they just type in the password and install whatever I click on. I once changed the name of an installer for a new version of QGIS to “IT malware installation test” and they didn’t even notice.















  • Insurance companies make deals with hospitals along the lines of “We’ll pay 1k for this procedure which should cost 300 bucks, or 40% of your standard rates, whichever is lower.” So the standard rate becomes $2500.

    Then the insurance company will require a 40% “copay” based on the standard rates, and the patient ends up paying the $1000 and the insurance company doesn’t pay shit despite collecting hundreds a month in premiums.

    If you tell them you don’t have insurance they’ll frequently discount the fee to the $300 it should cost.





  • You’re supposed to use equity towards a new home when interest rates are higher than retirement returns.

    The property was cheap (about an acre for 40,000), but then they had to put a house on it. They were living in an RV that came with the property due a few months while the house was being built.

    Covid hit in the lag between when their old house sold and the new one was ordered, so the cost of building the new house was double what was expected, so instead of buying cash their remaining equity was wiped out and they ended up with a loan. But it was still cheaper than their old house because of taxes.

    But after the new, smaller house was finished, a neighboring property was also bought and a multi-million dollar mansion was placed on it. And then another.

    And then the county and school district raised the tax rate for everyone while also quintupling the assessed value of the land. There’s a circuit breaker law, so it can only go up 10% a year, but even that’s unsustainable for people on a fixed income.