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Joined 3 months ago
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Cake day: December 13th, 2024

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  • Not saying you should. The fact remains, though, you’re already investing it in real estate in an all-eggs-in-one-basket situation, inflation & property taxes are real, and insurance costs. Real estate still has some risk compared to low-risk assets that appreciate: do you remember any recent real estate crashes?

    Investment accounts are generally insured (against things going missing) up to high limits, and you can split them up to fit in those limits.

    If it all goes to shit, practically none of it will be worth much anyway. If armageddon doesn’t come to pass, you’ll be stuck with some property, livestock, crops, so not all bad.


  • Tax-free growth at compounding interest, beating inflation, diversification to mitigate risk & lessen volatility (eg, not putting eggs all in 1 basket). Markets always have risk: if you’re really afraid of risk, you can shift to mostly low-risk types of investments (bonds, money market, cash equivalents, etc). Real estate is typically considered riskier.

    Retirement isn’t necessary: qualified distributions (no tax penalty) only require reaching a certain age or any of the many exceptions (including terminal illness). Early distribution with tax penalty is always possible.

    It’s all basic information a certified financial planner or advisor or some articles on the internet can tell you.





  • Dude, you do realize I didn’t endorse centralized moderation with a single word, let alone social algorithms or any of the other trash?

    They’re widespread varieties of moderation taken to natural limits. And they highlight the weaknesses of thinking that approach will save us when they’re often blamed for doing the opposite.

    Clearly, you disagree with that kind of moderation, so maybe you should “no true Scotsman” this & define precise boundaries of moderation you accept. The only type of moderation I might accept is the minimal necessary for legal compliance & labeling that allows the user to filter content themselves.

    become an utter pile of trash

    abundance of ways to spread nonsense fully automatically

    Matter of perspective: that “trash” we had before was beautiful. Sifting & picking through it wasn’t much of a problem. Despite the low moderation, the nonsense didn’t really spread & the fringe groups mostly kept to their odd sites when they weren’t being ridiculed.

    Look at Nostr.

    Also beautiful: beats bluesky & mastodon.

    Given you’re literally starting off with ad hominem

    Let’s add hypercritical to the list. I disagree with the alarmism over images & text on a screen, and I disagree with the infantilization of adults. Adults still think and are responsible for exercising judgment in the information they consume. Expressions alone do nothing until people choose to do something.


  • it must be a bunch of dorks that pronounce it wrong just because, right?

    Yep: I often see people try to “correct” learners at bootcamps pronouncing it Jason. The fact people pronounce it Jason until told otherwise tells us which is more natural. The “correction”, in contrast, is a myth that must be learned.

    Acknowledging something happens doesn’t endorse it, and Crawford never endorsed your pronunciation as natural. As I suggested earlier, he said “I strictly don’t care”. Jason is a completely reasonable & natural pronunciation.



  • Pretty much everyone used anonymous handles, so it was hard to be a victim, and very easy to disregard junk we didn’t like.

    I’m sensing strong overtones of a victim complex and excessive catastrophizing. You know they’re images & words on a screen, right?

    Enlightenment gives us freedom of expression. It seems uninformed & backward to assume faceless moderators of some private organization are the defenders of enlightenment, freedom, & democracy (especially while arguing against too much freedom).

    Centralized moderation & curation algorithms got us filter bubbles & echo chambers personalizing the information people consume, distorting their perceptions. It feeds users information they want to see (often polarizing them with extremist ideas) to keep them engaged on the platform & maintain a steady stream of ad revenue. Rather than defend enlightened principles of society, we observe & can continue to expect moderators to serve their own interests.

    Internet anarchy is a pretty good answer to that.









  • Passkeys or WebAuthn are an open web standard, and the implementation is flexible. An authenticator can be implemented in software, with a hardware system integrated into the client device, or off-device.

    Exportability/portability of the passkey is up to the authenticator. Bitwarden already exports them, and other authenticators likely do, too.

    WebAuthn relying parties (ie, web applications) make trust decisions by specifying characteristics of eligible authenticators & authentication responses & by checking data reported in the responses. Those decisions are left to the relying party’s discretion. I could imagine locked-down workplace environments allowing only company-approved configurations connect to internal systems.

    WebAuthn has no bearing on whether an app runs on a custom platform: that’s entirely on the developer & platform capabilities to reveal customization.