

don’t even know enough to care in the first place.
but ultimately it’s the user who decides to use the service, and how to use it.
So you admit they don’t have access to the knowledge needed to make better choices for their digital security. Then immediately blame them. I think your bias from the point of view of a one that is already more informed on this sort of thing. If they don’t know they need to know more, how can they be expected to do any research? There’s only so much time in a day so you can’t expect people to learn “enough” about literally everything.
Also, only really works if they are “attempting to gain a higher moral authority” (as OP says). As if that’s the only reason people would argue a point. I think it says something about OP that they take that as a given for arguments. I can immediately imagine scenarios that one can argue against a thing that they themselves participate in.
“Hey, smoking is bad, kid. Don’t do it.”
“But you smoke! And I look so cool with a cigarette!”
“Yeah, it’s a habit that’s very difficult to break and it makes your life worse in every way. I know from experience.”
“No you.”
But I agree with your main point,
It’s considered a fallacy exactly for this reason. When you’re debating a thing, you’re way off the map if you think that’s your winning move if you’re arguing in good faith. An argument should be about showing your point is correct, not that you’re better than the other person. But Mr. Wang up there may only view arguments as a competition to be won morally.