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  • 22 Comments
Joined 2 years ago
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Cake day: August 14th, 2023

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  • “Free”

    Nothing is free

    Someone paid for the fountain. Either you, your neighbor, your friend, or your fellow countryman. But someone.

    Why nickel and dime everyone that is probably never going to even see the fountain instead of letting the people that want/need pay for it?

    Cold filtered water at just a single park you regularly go to is probably worth 3 bucks a month.

    If extra money went to park improvements, that would be even better.

    I don’t see why everyone wants “free” when it’s just a hidden cost that you’re probably paying anyways. Yes, probably costs more for the people that use the service more, but that’s the way it should be.

    Personally I’d rather save 20 dollars on my taxes and bring water to the park. Even still tap water is just fine.

    Why would I even want to pay 5 dollars more in taxes so someone doesn’t have to bring a water bottle?

    This is a premium service that shouldn’t be the burden of the taxpayer.















  • Getting a new card will temporarily drop your score a few points.

    If you’re like me that charges everything to a credit card, then you need a lot of available credit to keep the credit utilization low. You want it below 10%.

    High credit utilization is going to drop your score more than opening a new card.

    Say I have 1 card that has 15k limit. If I spend 10k on it. I have a 66% credit utilization. My score would be horrible.

    Now, if I get 7 cards and each have 15k limits. If I spend 10k on them then I have less than a 10% credit utilization and my score would be good.

    Can I get 1 or 2 cards that have credit limit of 105k. Yes. But I have found increasing limit is harder than getting a new card.

    With a new card you can get 0% apr which is free borrowing of money for 12 to 15 months.

    You can get a welcome bonus which are usually very good.

    And you can set it up so that you might be getting more rewards like 5% cash back on dinning or other things that another card might not give.

    Getting more cards has it’s advantages


  • I’ve always found it difficult to increase the credit limit on cards I have had.

    My first card started at 400, and then after a while, I finally got approved for a credit line increase, and it went to 1000.

    A couple of months later, I opened a new bank account and got their credit card. I had like a 15k credit line at the start.

    I’ve never asked for a credit line increase again

    However, add on some more cards, and now I have a hefty credit line

    The best thing about getting a new card is the rewards and perks.

    For example, I just got a new card with 0% apr for 15 months. I get to borrow money conveniently for over a year while making interest on it. I get to keep my money in my investment portfolio while making interest the whole year.

    More cards with higher credit lines means I can spend more during that 15 months while not affecting my credit score. It keeps credit utilization low.

    Yeah, credit cards are easy to abuse. You should always be able to pay off a credit card if need be. You shouldn’t be overspending. Emergencies unfortunately happen, but unless you have the money, you shouldn’t be swiping the card. Treating it like a debit card is the best policy.




  • You missed the point of what I was saying

    2 tb flash drives are expensive but exist

    Pigeon could carry 4 tb in 2 flash drives worth of weight.

    But simply 3 1 tb drives a pigeon can carry so they did that.

    If they had to transfer 5 tb of data to win. 3 2 tb drives would have worked.

    This article just states that a pigeon can carry 3 1 tb drives and deliver it faster than gigabit internet.

    They didn’t need to push the envelope anymore

    So yes they calculated that the pigeon could carry 3 drives and that 3 tb was all that was needed to carry to win.

    But they didn’t set up the experiment to favor the pigeon. They set it up to prove it could be done that way.


  • Yes and no.

    If you could put a 1 petabyte flash drive on a pigeon, it would easily crush the gigabit internet

    Does a 1 petabyte flash drive exist? Could it exist?

    They put 3 stripped-down terabyte flash drives on the pigeon. Could it carry more weight?

    You get to the point where the pigeon can’t carry the weight.

    All this is saying that sending data by pigeon can be faster and using 3 tb sticks proves it.

    If it needed to be 4 tb, then they would have had to use 4 sticks. If it couldn’t carry 4 sticks, then you have your answer that the pigeon can’t do it with current technology.