

Credit unions are the way to go. Seriously if your reading this and have an account with a mega corp, go to a credit union. Start with a checking account, in time you can migrate all your other stuff over. Better deals on loans, and they’re not predators. And you have a better chance of not enriching the billionaire class while you’re at it.
Idk about running sims, but I switched over a yearish ago. It was a release of anxiety I didn’t even know I was carrying around with me. Just a break from the relentless capitalization and enshittification that windows jams down your throat at every given moment. It’s so nice having a system that doesn’t spy on me, does what I want when I want it, and never locks me out for any reason. I don’t have to reset the privacy settings after every update. It works faster too. 10/10 recommend.