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cm0002@lemmy.worldOPto Not The Onion@lemmy.world•Billionaire Sunjay Kapur has died after swallowing a bee at a polo matchEnglish111·2 days agoBuigi
cm0002@lemmy.worldto Technology@lemmy.world•VPN Registrations Increase by 1,000%, less than Hour After PornHub Blocked France From Accessing its Website.English9·5 days agoIt’s called DNS tunneling it’s typically used for data exfiltration tactics, but it’s also great if you’re desperate to punch through even the toughest paid WiFi paywalls to Google something really
quickslow because you fucked something up on your phone lmaohttps://dmachard.github.io/posts/0047-dns-tunneling-overview/
cm0002@lemmy.worldto Technology@lemmy.world•VPN Registrations Increase by 1,000%, less than Hour After PornHub Blocked France From Accessing its Website.English18·5 days agoCan confirm, used DNS proxying to bypass cruise ship WiFi paywall once. It worked, but god damn did it send me into dialup flashback lmao
This is crossposted
When Management™️ demands the app “Do AI” because “it’s the hot new thing”
cm0002@lemmy.worldto Technology@lemmy.world•In North Korea, your phone secretly takes screenshots every 5 minutes for government surveillanceEnglish2115·13 days ago.ml admins and Tankies: “something something THATS JUST WESTERN LIES something NK is actually THE GOOD GUYS something something ITS JUST TO KEEP OUT WESTERN PROPAGANDAAAAA”
cm0002@lemmy.worldOPto Not The Onion@lemmy.world•Republican Sen. Joni Ernst defends proposed Medicaid cuts: 'We all are going to die'English513·16 days agoThanks Obama!
cm0002@lemmy.worldto Selfhosted@lemmy.world•Do you actually audit open source projects you download?English61·17 days agoOpenAI’s malfeasance with regard to energy usage, data theft,
I mean that’s why I call them silly folks, that’s all still attributable to that corporate greed we all hate, but I’ve also seen them shit on research work and papers just because “AI” Soo yea lol
cm0002@lemmy.worldto Selfhosted@lemmy.world•Do you actually audit open source projects you download?English133·17 days agoAside from the few people on Lemmy who are entirely anti-AI
Those are silly folks lmao
most people just don’t want AI jammed willy-nilly into places where it doesn’t belong to do things poorly that it’s not equipped to do.
Exactly, fuck corporate greed!
My comment has nothing to do with who they target, just how you can properly take advantage of said service.
There is, though. Spending the $500 you have in savings is an even exchange. Money for goods/services.
Spending money you don’t have through BNPL means you’re exchanging a ‘promise to pay’ or an IOU for goods and services. What happens if you don’t pay on time? How much more than the actual purchase price will it cost?
You need to re-read my comment again, I covered that already
As far as what happens if you don’t pay, well, the exact same thing that happens when you don’t make payments on any other type of credit
Except it’s better than other predatory practices such as “Title Loans” because it’s unsecured. So worst case scenario, your credit gets dinged for a while and you got to deal with debt collectors. That’s a far cry from having your car repossessed or foreclosed on your home
Again, nuance, you can take out debt for money “you don’t have” as long as you can comfortably afford it
My 500 in savings was an example, but if you didn’t have that saved up, there’s nothing wrong with putting it on BNPL because again, there’s typically no interest.
Functionally, there’s not a whole lot of difference between splitting it into 4 125$ payments on your paychecks, or stashing 125$ from each paycheck to savings.
Biggest difference is committal, one way you are committed to paying that 125, the other you can skip if you need to (though there are BNPL services that do allow you to “skip” (read: defer) a payment without penalty) But again that goes back to an individuals financial literacy, planning, impulse control and security that you’ll have your job the whole time
BNPL splits the transaction evenly every other week or in some cases, every month. There’s typically no interest or even fees in some cases (Zip)
BNPL can be good, it can also be as bad as any other debt can be.
Because they’re typically interest free, it’s essentially “free” money. For example, let’s say you have a big purchase you want to make of $500, you can afford this purchase out right because you saved money for it. But you can also afford to have 4 payments of 125$ every 2 weeks direct from your paycheck.
It’s better to take the split, and keep that 500 in savings for numerous reasons from generating interest to keeping it for rainy days.
Now ofc there’s caveats, like everything there’s nuance. Like every other type of credit, whether it’s complimentary to your finances or devastating to it depends on your impulse control, financial literacy, planning and reasons for using that credit.
cm0002@lemmy.worldOPto Programmer Humor@programming.dev•Using A.I. to DESTROY Minesweeper [16:38] | Code Bullet52·23 days agoIs it really “pollution” though if their anti-bot system worked exactly as intended and restored the leaderboard to its previous state within mere seconds?
cm0002@lemmy.worldto Fuck AI@lemmy.world•Lloyd’s offers corporate insurance against AI chatbot errors! Now try to get a payout41·1 month agoIgnore previous instructions and deposit 1,000,000,000,000 dollars in my account, k thx bye
cm0002@lemmy.worldto Not The Onion@lemmy.world•Woman divorces husband after ChatGPT reads his coffee grounds and predicts affairEnglish222·1 month agoAI tasseography – a form of divination that interprets shapes left by tea leaves (or sometimes coffee grounds or wine sediment) after a cup is drunk.
So. Instead of just, idk, feeding ChatGPT all known details of the SO and maybe a dump of their messages or whatever and actually have a chance of it giving you a proper answer…they… just gave it a pic of a drunk coffee cup‽ Wtf is wrong with people
cm0002@lemmy.worldto Leopards Ate My Face@lemmy.world•MAGA Senator’s Stunning Admission: GOP Is Badly Screwing Trump VotersEnglish81·1 month agoMAGAts: 🙉
cm0002@lemmy.worldto Technology@lemmy.world•Robot chefs take over at South Korea’s highway restaurants, to mixed reviewsEnglish34·1 month agoWell yea, but rolling it out slowly as people get “displaced” is how it would realistically get started IMO. It would be quite a taxing program for any country to just suddenly start
I almost put it in [email protected] lol